Introduction
At Cornerstone, we are committed to safeguarding the privacy of our website visitors, clients, and business partners. This Privacy policy explains how we collect, use, disclose, and protect your personal information when you interact with our website and services.
Who we are
Cornerstone is a network provider for Independent Financial Advisers (IFAs). Our mission is to support financial advisers by providing essential services and solutions. In this capacity, we collect and process personal data responsibly and in compliance with applicable data protection laws.
What information we collect
We may collect and process the following types of personal information:
- Personal identification information:
This includes your name, email address, phone number, job title, company name, and other identifying details you provide when filling out forms on our website or communicating with us. - Technical information:
We automatically collect certain information when you visit our website, including your IP address, browser type, operating system, and information about your browsing behavior. This data helps us improve our website performance and enhance your experience. - Cookies and tracking technologies:
Our use of cookies and similar tracking technologies is detailed in our Cookies Policy. - Marketing and communication preferences:
Information you provide regarding your communication preferences, including marketing consent, will also be collected and stored.
How we use your information
We use the personal information we collect to:
- Provide and improve our services:
We process your data to provide services you have requested, maintain our relationship with you, and improve our service offerings. - Communicate with you:
We may use your contact details to send you important updates, service information, and marketing materials (if you have consented to receiving such materials). - Compliance and legal obligations:
We process your personal information to comply with legal obligations, including regulatory and financial requirements. - Marketing and advertising:
If you have opted in, we may send you marketing communications about our services, offers, and events that we believe may interest you. You can opt out at any time by following the instructions provided in our communications.
Who we share your information with
We may share your information with the following parties, under specific circumstances:
- Service providers:
We work with third-party service providers, such as IT providers, payment processors, and marketing platforms, who assist us in delivering our services. These providers are contractually obligated to protect your information and only process it as necessary to perform their services. - Regulatory bodies and legal authorities:
In cases where we are legally required to do so, or to protect our rights or those of others, we may disclose your information to regulatory bodies, law enforcement agencies, or other authorities. - Business transfers:
In the event of a merger, acquisition, or sale of all or part of our assets, your personal information may be transferred as part of the business transaction.
Your rights
You have the following rights regarding your personal information:
- Access:
You can request access to the personal data we hold about you. - Rectification:
You can ask us to correct any inaccurate or incomplete information we have about you. - Erasure:
You can request that we delete your personal data, subject to certain legal obligations. - Restriction:
You have the right to ask us to limit the processing of your personal data in certain circumstances. - Data portability:
You can request that we provide your personal data to you in a structured, commonly used, and machine-readable format, or transmit it directly to another organisation. - Withdraw consent:
If we process your personal data based on your consent, you have the right to withdraw that consent at any time. - Object to processing:
You may object to certain types of processing, including processing for direct marketing purposes.
To exercise any of these rights, please contact us at the details provided below.
Data security
We are committed to ensuring the security of your personal data. We implement appropriate technical and organisational measures to protect your information from unauthorised access, loss, or misuse. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee its absolute security.
Retention of your data
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Once your information is no longer needed, we will securely delete or anonymise it.
International data transfers
If we transfer your personal data outside of the European Economic Area (EEA), we will ensure that it is protected in a manner consistent with how your data would be protected within the EEA. This may include using standard contractual clauses approved by the European Commission or ensuring the receiving entity is certified under an approved privacy framework.
Changes to this policy
We may update this Privacy policy from time to time to reflect changes in our practices or legal requirements. We encourage you to review this page periodically to stay informed about how we protect your personal data.
Contact us
If you have any questions, concerns, or requests regarding your personal data, please contact us at:
Email: office@cornerstone-eu.com
Address: 30/3, Kenilworth, Sir Augustus Bartolo Street, Ta’ Xbiex XBX 1093 Malta